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Loans for homeowners

A range of personal loans are available to UK resident homeowners looking to borrow from £3,000 to £100,000 over 2 to 35 years.

We can help whether you have equity in your property or not and even if you have had past credit problems such as the ones listed below

  • County court judgements (ccjs) or Decrees
  • Arrears on existing loans and/or mortgages
  • Have previously been declared bankrupt
  • Are currently (or have been) subject to an IVA
  • Have been previously repossessed

We can also help homeowners who are self employed, retired or on benefits.

In short, whatever your circumstances we can generally help get you a loan at a competitive rate.

You can choose whether you want secured or unsecured loans, and all of our website visitors can get a free quotation without obligation - click below

Free homeowner loan quotation


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N.B. i) All credit is subject to status. ii) THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. iii) The actual rate available will depend upon your circumstances. iv) Ask for a personalised illustration. v) Secured loans are subject to status and available to homeowners aged 18 or over. Secured loans may be secured on your home. vi) Calls may be recorded. vii) Rates 7.9% APR to 19.6% APR Variable The overall cost for comparison is 11.9% APR Typical/Variable.